Corporate Travel Insurance

We have over 35 years of combined experience in the insurance industry and can tailor our services to meet your specific needs. For corporate travel insurance needs, we team up with reputed Australian insurers. In order to ensure the safety of your company, we offer you our help and guidance to ensure you are fully protected.

  • Overseas medical and evacuation cost

  • Flight cancellations and missed connections

  • Rental car excess

  • Loss of deposits

Get In Touch

Fill in the form below or give us a call on (08) 9340 5400.

What is Corporate Travel insurance?

When business travel doesn’t go to plan, corporate travel insurance can help to cover out-of-pocket costs to your business and employees.

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About us

The IPS Group offers a full spectrum of financial services for individuals, small to medium businesses, and large corporations.

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What We Do

From business insurance protection to complex wealth-creation strategies to smarter financial management.

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Pillars of Success

A unique drive and dedication to provide financial services in action, whether you require Insuring or Financial Planning.

Corporate Travel Insurance your Can rely on

Even though going on business trips can be fun, sometimes things can go wrong. That's why it's important for companies to take care of their workers on business trips just like they do at the office. Corporate travel insurance protects against the usual risks that a business travelling might face on a trip within Australia or to another country. This usually includes loss of deposits, flight cancellations, accidental death and disability, medical evacuation, loss or theft of luggage, travel documents, and personal liability.

Who should consider it?

If you or your employees need to travel for work, corporate travel insurance can protect your business from financial loss associated with situations such as overseas health emergencies, flight cancellations or lost and stolen baggage. Corporate travel insurance is similar to personal travel insurance. It can cover your business for unanticipated travel costs if specific events happen. Corporate travel insurance also covers your directors and employees, and spouses and dependents travelling with them.

What does this Insurance cover?

Corporate travel insurance vary in the benefits they provide. Your insurance broker can help you find the right product
to suit your business travel needs. But to give you an idea, here’s the type of cover that your policy may include:

  • Overseas medical and evacuation cost
  • Life and disablement cover
  • Flight cancellations and missed
  • Rental car excess
  • Loss of deposits
  • Personal liability
  • Cost of replacing an employee

What's not covered

Exclusions and the excess you need to pay can vary greatly depending on your insurer. However, exclusions may include:

  • Some pre-existing conditions (your broker can explain these).
  • Refunds if your travel provider becomes insolvent.
  • Pregnancy.
  • Travelling against medical advice.

There are other exclusions which your insurance broker can outline for you.

Case Study How can IPS Group Help?

While visiting clients in London, your employee falls down a flight of stairs, fracturing their hip and breaking their arm.

After being taken to hospital in an ambulance, doctors take x-rays and MRIs of the injured areas. Your employee is informed that they require surgery on their hip and will have to undergo physiotherapy before they will be allowed to fly home to Australia. Their flight is scheduled for the following day and will now need to be cancelled.

A Corporate Travel Insurance policy allows you to recover some or all of these costs. Depending upon the policy, you may be able to make a claim for the medical costs of their surgery and rehabilitation, as well as the flight cancellation and additional accommodation required while your employee undergoes physiotherapy. You may also be able to claim for the hire of someone to take over your employees’ duties until they are back in Australia and fit to return to work



Call us today to assess Corporate Travel Insurance options

If you choose us as your insurance brokers, we'll put our years of experience, in-depth knowledge of the industry, and helpful service to work for you to make sure your home, investment property, or portfolio is well protected in case something unexpected happens. No matter what criteria you give, we will research the market to find the homeowner's insurance policy and personal property coverage that fits your needs.

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