What is Farm insurance?
Working on the land brings many rewards – but just as many risks. As a farm owner, you’re vulnerable to bushfires that can destroy livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property.
That’s why farm insurance can help protect your farm and its produce, and the wellbeing of you, your family and the people that pass through your property.
The IPS Group offers a full spectrum of financial services for individuals, small to medium businesses, and large corporations.
What We Do
From business insurance protection to complex wealth-creation strategies to smarter financial management.
Pillars of Success
A unique drive and dedication to provide financial services in action, whether you require Insuring or Financial Planning.
Farm Insurance you can trust
Insurance can be hard to figure out. Farmers are offered a lot of different insurance plans, so how do you know if the one you chose has your best interests in mind? We do the hard work for you so that you can keep doing what you do best. We know that every farm, no matter how big or small, is different. As insurance brokers for businesses, we work for you, not the insurance companies. This means that we use our large network of insurers to find important opportunities for your farm that other people might miss. We put your farm's insurance first because we care more about being moral than making money.
Who should consider it?
Whether you’re a large-scale crop grower or livestock producer or a small family or hobby farm, farm insurance can help protect your farm, its produce and livestock – and the people who benefit from it.
What does this Insurance cover?
Farm insurance can be tailored to cover your home and farm buildings, livestock, vehicles, equipment and more. It can also safeguard you against theft and loss of income. For example, a typical farm insurance pack can cover:
- Home property
- Farm property
- Public and product liability
- Accident and sickness cover
- Machinery breakdown
- Workers Compensation
What's not covered
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer. Policies generally won’t include cover for:
- Loss or damage to property caused by gradual deterioration or wear and tear.
- Loss caused by earth movement unless the earth movement occurs within 72 hours of certain events.
- Damage caused by tenants unless the risk
Call us today to assess Farm Insurance options
If you choose us as your insurance brokers, we'll put our years of experience, in-depth knowledge of the industry, and helpful service to work for you to make sure your home, investment property, or portfolio is well protected in case something unexpected happens. No matter what criteria you give, we will research the market to find the homeowner's insurance policy and personal property coverage that fits your needs.