Life Insurance

We have over 35 years of combined experience in the insurance industry and can tailor our services to meet your specific needs. For life insurance needs, we team up with reputed Australian insurers. In order to ensure the safety of your company, we offer you our help and guidance to ensure you are fully protected.

  • Understand Your Need

  • Options for Individuals and Families

  • Accident and sickness cover

  • Total and Permanent Disability (TPD) Cover

Get In Touch

Fill in the form below or give us a call on (08) 9340 5400.

What is Life insurance?

Your loved ones will get a one-time payment that will allow them to replace the income you would have earned, pay off any loans, and support your family financially if necessary. Find the type of life insurance that best suits your requirements so that you won't have to worry about putting your loved ones in a difficult situation. Please make it a priority to consult with a member of The IPS Group's experienced staff regarding your life insurance needs.

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About us

The IPS Group offers a full spectrum of financial services for individuals, small to medium businesses, and large corporations.

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What We Do

From business insurance protection to complex wealth-creation strategies to smarter financial management.

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Pillars of Success

A unique drive and dedication to provide financial services in action, whether you require Insuring or Financial Planning.

Get Insurance Advice And Invest In Your Family’s Future

Imagine the relief it would provide to know that you are protected and that you will still receive money even if you are unable to work during a period when you are unable to do so. In contrast, consider the risk of becoming ill or injured and not being able to work. Add to that your anxiety and worry about how you will pay your bills. How will you support yourself and your family and where will the money come from? We offer insurance advice in advance for this reason—so that you and your family are ready if the need arises.

Why is Life Insurance Important?

It is important your dependents are not exposed to financial risk in the unfortunate event of your death as this could put them under undue financial and emotional pressure as they struggle to meet daily commitments or debts. Term life insurance pays the insured lump sum in the event of your death, or in some cases, upon diagnosis of a terminal illness of the life insured.

What does this Insurance cover?

  • Fund funeral expenses
  • Legal and accounting fees associated with the wind up of an estate
  • Eliminate outstanding debt
  • Provide a capital sum to provide income into the future
  • Fund future education expenses

Trauma Or Critical Illness

It is quite likely that you may require medical support and time off from work, which could extend for a substantial number of months or even years, if you are diagnosed with a serious illness like cancer or have a stroke. If you have trauma insurance, you will get a lump sum payout that is tax-free to help with things like daycare, school tuition, hospital bills, and home loans. As a result, you won't have to worry about how you're going to pay for these items and can instead concentrate on getting healthier. Our hospitable team of financial adviser pros is prepared to help you comprehend the variety of alternatives available to you if you need assistance with trauma insurance.

Life Insurance

Term Life Insurance will provide a lump sum to the beneficiary or policy owner in the event of the death of the life insured or if the life insured is diagnosed with a terminal illness and is not expected to survive usually for more than 12 to 24 months.

Total & Permanent Disability Insurance

Unable to work in any capacity due to an accident or sickness, TPD insurance covers you.

Total Permanent Disability Insurance provides a lump sum payment so you can preserve your financial security and access to the best medical and rehabilitation treatments. To be eligible for TPD, you must be employed. Then you can use this money to pay for future expenses like remodelling your home or car as well as current ones like medical and rehabilitation costs. You decide how much coverage you require if you are unable to work. A standard premium is paid according on the cover amount. Your premium is influenced by your age, profession, medical history, and way of life.

TPD policies may only cover you if you are unable to work in your particular employment, not just any job (any occupation). The IPS Group can help because the premiums, terms, and conditions vary based on the definition. We work with you to comprehend your needs and those of your family both now and in the future so you may have everything covered and be confident that, should tougher times arise, you'll be able to get through them.



Call us today to assess Life Insurance options

If you choose us as your insurance brokers, we'll put our years of experience, in-depth knowledge of the industry, and helpful service to work for you to make sure your home, investment property, or portfolio is well protected in case something unexpected happens. No matter what criteria you give, we will research the market to find the homeowner's insurance policy and personal property coverage that fits your needs.

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